How much would you like to borrow?
How long do you want it for?
Months
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  • Everybody
    needs a helping
    hand sometime.
    Let us help!
  • Flexible
    Short term
    loans
    • Choose how much you want to borrow
    • Choose how long to borrow it for
    • Apply online in less than 5 minutes
    Get your
    money today
My payment
Advance Amount $250.00
Loan Fee: $90.00
Total Repayment Amount: $340.00
No of Payments: 4
Payment Amount : $56.67
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Payday Loans from Cash Solutions

Cash Solutions payday loans offer you a flexible, short term loan solution for unexpected cash emergencies. Applying online for your cash advance takes 3 minutes or less!


Cash advances from Cash Solutions differ from many of these types of short term loans which are currently on the market.

You are charged a 20% establishment fee plus a 4% monthly
account fee (20/4)

For many other cash advance or payday loan products, you are required to repay your loan in 1 or 2 repayments. These can lead to incredibly high repayment amounts. WE allow you to repay your loan over a period of 6-weeks or longer to help you get the money you need AT RATES YOU CAN AFFORD!


To be eligible for these fast loans you need to:

Be Over 18 Years of Age
Have a job\steady income
Receive less than 50% of your income from Centrelink
Make more than $300 per week
Get Paid Directly in to your Bank Account



What amount of money can you receive with these flexible,
quick loans?

  • For $200-$399 loans we offer a 6-Week Cash Advance w\ a Flex Option payment.
  • For loans ranging 2-6 month, we offer funding anywhere from $400
    all the way up to $1000.

Cash Solutions is a responsible lender, who is here to help you
resolve real money emergencies.


FAQs

Loan Costs:

Loan Establishment Fee:20% of Adjusted Credit Amount ($20 for every $100 you wish to receive)
Monthly Account Fee:4% of initial Adjusted Credit Amount ($4 for every $100 you wish to receive)

 

How much can I borrow?:

Depending on how much you make, how often you are paid, what your obligations are and how long you need the money, we may be able to offer loans anywhere from $200 to $1000.

First time lenders are usually limited to $400 over 6 weeks simply as a "Getting to know you" loan. After you have succesfully repaid your first loan you automatically become eligible to apply for larger amounts over longer periods of time.

For $200-$400 loans we offer a 6-week Cash Advance with Simple, Easy Loan Terms.

For loans ranging 2-6 month, we offer funding anywhere from $400 all the way up to $1000.

As a rule of thumb, Cash Advances are limited to between 15% - 25% of your monthly take home pay. This limit is put in place to ensure that we do not put you in to more debt than you can reasonably afford.

 

Late or Non-Payment:

All delinquent payments & rescheduled payments will be charged a $25.00 per default fee up to a maximum of 4 defaults. All delinquent payments are added to a final payment that must be repaid prior to relending. All accounts referred to collections will be listed on Veda and will incur a $40 collections fee on top of any fees that have already been charged and any fees that are charged by the third-party collections agency. All Default\Arrears letters will be charged at a rate of $10.00 per letter sent via Post. This fee is waived if customer agrees to receive all correspondence via electronic communications.

 

Renewal Policy:

Cash Solutions does not charge for loan renewals because we do not permit rollover or refinancing of current loans. All loans must be paid out prior to relending.

 

Policy on Responsible Lending:

We believe that our role is to get you the help you need without putting you in financial straits. We will always ask for bank statements and the reasons for making this loan. This information is used to assist us in establishing loan suitability and to make sure we can provide you with the best Cash Solution possible to meet your needs. We take every effort to ensure you are in GOOD HANDS with us! We want you to be able to get the money you need fast and get on with your life. We believe in doing the right thing by you so that you will always you can trust and count on us when the time comes. We want to earn AND keep your business. Thatís our promise to you!

 

For more information

 

Business Service Office:

180 Quay St Rockhampton, QLD 4700

Tel: 1 300 307 371


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